The easiest and fastest way to apply for a personal loan in the Philippines

The easiest and fastest way to apply for a personal loan in the Philippines

Personal Loan Requirements for Call Center Employees

Personal Loan Requirements for Call Center Employees

Personal loan application requirements specific to Call Center employees varies from one bank to another, here is a list of what is commonly asked/required.

Minimum Php 25,000 monthly basic salary - commission & bonuses does not count, however you can declare it as an additional source of income.

Must be at least 26 years old - you might be thinking whoever created this policy should be shot on the foot, they know better so leave it be.

Latest ITR | BIR Form 2316 - ask HR

ID issued by the employer with photo and 3 specimen signatures - scan your company ID both side and affix your signature 3 times.

Any Government issued ID with photo - Drivers License, SSS ID, PRC, etc.

Three (3) months latest payslip - photocopy each or a screen shot of whatever payroll system your company is using. For the latter, kudos for doing its share in promoting a greener environment.

Certificate Of Employment (COE) - ask HR

BDO Personal Loan Assistance Philippines

Personal Loan Philippines
Application Assistance Services

Requirements & Documents:
The requirements for Personal Loan Application varies from one bank to another. You will be informed.

Loan Amount:
From P10,000 up to P2,000,000 depending on your salary and/or Credit Card limit. Approximately the maximum approvable monthly loan re-payment is 30% of your gross monthly salary.

Available Loan Terms:
From 6 months, 12 months, 36 months and up to 48 months depending on the bank.

Basic Qualification:
- Must be 21 to 65 years old (end of loan term should be before your 65th birthday).
- Must have good credit standing. No historical defaults.
- If self-employed, business should be operational for at least 2 years.

Requirements for Employed/Salaried Individuals:
- Checking Account
- Latest Certificate of Employment (should not be more than 30 days old). Basic monthly salary, position and length of service must be indicated.
- 2 months latest payslips
- Latest ITR
- 2 Government issued ID (Passport, SSS, PRC, Driver's License, Voter's ID)
- 1 Company issued ID (front and back) with 3 specimen signatures beside the front copy of the ID
- Copy of recent Credit Card statement, if any

Requirements for Self-Employed Individuals:
- DTI/Business Permits
- 6 months bank statements
- Latest Audited Financial Statements with ITR
- Trade References